{"id":7243,"date":"2022-10-19T16:43:53","date_gmt":"2022-10-19T14:43:53","guid":{"rendered":"https:\/\/cristal-decisions.com\/property-and-casualty-insurance\/"},"modified":"2025-11-13T11:38:53","modified_gmt":"2025-11-13T10:38:53","slug":"property-and-casualty-insurance","status":"publish","type":"page","link":"https:\/\/cristal-decisions.com\/en\/property-and-casualty-insurance\/","title":{"rendered":"Property and casualty insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7243\" class=\"elementor elementor-7243 elementor-43\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7b546d e-con-full e-flex e-con e-parent\" data-id=\"f7b546d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/vimeo.com\\\/776232985&quot;,&quot;background_play_on_mobile&quot;:&quot;yes&quot;}\">\n\t\t<div class=\"elementor-background-video-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-video-embed\" role=\"presentation\"><\/div>\n\t\t\t\t\t\t<\/div><div class=\"elementor-element elementor-element-0610dec e-con-full e-flex e-con e-child\" data-id=\"0610dec\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e82efe3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e82efe3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fc4090 elementor-widget elementor-widget-heading\" data-id=\"6fc4090\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Property and casualty insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a61b024 elementor-widget elementor-widget-heading\" data-id=\"a61b024\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Fire, Accident, Miscellaneous Risks<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e3d460 e-flex e-con-boxed e-con e-parent\" data-id=\"6e3d460\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5ec7a3f e-con-full e-flex e-con e-child\" data-id=\"5ec7a3f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6ae42ab elementor-widget elementor-widget-text-editor\" data-id=\"6ae42ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Property and casualty insurance covers risks relating to corporate property and liabilities. This type of insurance covers everything that is not directly linked to the social protection of individuals, including <strong>property damage<\/strong>, <strong>business interruption<\/strong>, <strong>corporate and executive civil liability<\/strong>, <strong>vehicle fleet<\/strong> risks, <strong>cyber-security<\/strong>, <strong>fraud<\/strong> and more.<\/p>\n<p>At a time when the insurance sector is on the rise, it&#8217;s in companies&#8217; interests to analyze their property and casualty insurance needs in detail, so that they can find a solution that takes <strong>all their issues<\/strong> into account. With this in mind, we offer companies personalized support.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0315226 e-con-full e-flex e-con e-child\" data-id=\"0315226\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1a8436e elementor-hidden-mobile e-con-full e-flex e-con e-child\" data-id=\"1a8436e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71d074d e-con-full e-flex e-con e-child\" data-id=\"71d074d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cbc97f4 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"cbc97f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img fetchpriority=\"high\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/international.png\" class=\"attachment-full size-full wp-image-1897\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/international.png 512w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/international-300x300.png 300w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/international-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-title\">65%<\/p><p class=\"elementor-image-box-description\">international customers<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ce58f6e e-con-full e-flex e-con e-child\" data-id=\"ce58f6e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dc0ba9b elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"dc0ba9b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/anniversary.png\" class=\"attachment-full size-full wp-image-1703\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/anniversary.png 512w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/anniversary-300x300.png 300w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/anniversary-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><p class=\"elementor-image-box-title\">10 years' experience<\/p><p class=\"elementor-image-box-description\">the average experience of our consultants in this area of expertise<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5b68f09 elementor-hidden-mobile e-con-full e-flex e-con e-child\" data-id=\"5b68f09\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e93d9d4 e-flex e-con-boxed e-con e-parent\" data-id=\"e93d9d4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-521f815 e-con-full e-flex e-con e-child\" data-id=\"521f815\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e90c5eb e-flex e-con-boxed e-con e-parent\" data-id=\"e90c5eb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c2e9419 e-con-full e-flex e-con e-child\" data-id=\"c2e9419\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-988b076 elementor-widget elementor-widget-heading\" data-id=\"988b076\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Answers to your challenges<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4848182 e-con-full e-flex e-con e-child\" data-id=\"4848182\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cdb2863 e-con-full e-flex e-con e-child\" data-id=\"cdb2863\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fc59baf e-con-full e-flex e-con e-child\" data-id=\"fc59baf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6f7f04b e-con-full e-flex e-con e-child\" data-id=\"6f7f04b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ac39e07 elementor-widget elementor-widget-heading\" data-id=\"ac39e07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Covering your company's assets in the event of a claim<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89209c9 elementor-widget elementor-widget-text-editor\" data-id=\"89209c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>IARD stands for &#8220;Incendie, Accident et Risques Divers&#8221; (Fire, Accident and Miscellaneous Risks): movable and immovable assets are thus covered in the event of fire or accident, but also against theft, flood, unintentional deterioration and deterioration in value caused by economic factors.<\/p>\n<p>Property &#038; Casualty insurance is designed to <strong>cover a company&#8217;s assets and liabilities<\/strong>. Depending on your activity, these assets fall into several categories:<\/p>\n<ul>\n<li>Premises, inventory and equipment,<\/li>\n<li>Operating losses,<\/li>\n<li>Car fleet,<\/li>\n<li>General civil liability,<\/li>\n<li>Directors&#8217; liability,<\/li>\n<li>Transport,<\/li>\n<li>Cyber and fraud.<\/li>\n<\/ul>\n<p>In this context, property insurance covers all types of damage to your assets, including those involving the company&#8217;s civil liability.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c4122b e-con-full e-flex e-con e-child\" data-id=\"7c4122b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3fccd79 e-con-full e-flex e-con e-child\" data-id=\"3fccd79\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-66eaaa4 elementor-widget elementor-widget-heading\" data-id=\"66eaaa4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Examine your insurance policies for the right coverage<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ba67ce elementor-widget elementor-widget-text-editor\" data-id=\"2ba67ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Insurance policies are designed to protect a company&#8217;s balance sheet and ensure its resilience in the event of a claim. That&#8217;s why it&#8217;s important to <strong>review your policies regularly<\/strong>, to ensure that coverage remains in line with the evolution of your business and the risks it entails. This is all the more true in view of the current bull market, which, in addition to increases, has led to numerous restrictions on cover.<\/p>\n<p>The wider the scope of a company&#8217;s activities, the more important it will be to <strong>examine the coverage of the risks associated with each business line<\/strong>. That&#8217;s why we use our independent technical analysis to secure and renegotiate your contracts.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6349ac5 e-con-full e-flex e-con e-child\" data-id=\"6349ac5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7089e38 e-flex e-con-boxed e-con e-parent\" data-id=\"7089e38\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c9fd6ad e-con-full e-flex e-con e-child\" data-id=\"c9fd6ad\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3dbc09 elementor-widget elementor-widget-heading\" data-id=\"f3dbc09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A proven methodology<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e12dc0 elementor-widget elementor-widget-text-editor\" data-id=\"3e12dc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>To analyze your property insurance needs as accurately as possible, our consultants carry out <strong>a diagnosis of all your risks and insurance policies<\/strong>. We then make precise, comprehensive recommendations to improve the performance of your insurance contracts. Our methodology is based on 2 key phases.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e645825 elementor-widget elementor-widget-heading\" data-id=\"e645825\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Phase 1: Diagnosis of your property and casualty insurance policies<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d1cf821 e-con-full e-flex e-con e-child\" data-id=\"d1cf821\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-59684ed e-con-full e-flex e-con e-child\" data-id=\"59684ed\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d6d086b e-con-full e-flex e-con e-child\" data-id=\"d6d086b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-94bb663 e-con-full e-flex e-con e-child\" data-id=\"94bb663\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6c4eac5 elementor-widget elementor-widget-heading\" data-id=\"6c4eac5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Analysis of existing<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-741ee51 e-con-full e-flex e-con e-child\" data-id=\"741ee51\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ca13b2 elementor-view-stacked elementor-position-inline-start elementor-tablet-position-inline-start elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"8ca13b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-star\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPhase 1: Diagnosis of your property &amp; casualty insurance coverage\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tABefore we tackle the question of your insurance coverage, we take stock of your company, assessing in particular :<\/br><\/br><ul><li>Objectives;<\/li><li>The evolution of its activities;<\/li><li>Sales;<\/li><li>Locations;<\/li><li>Its investments;<\/li><li>Mergers and acquisitions.<\/li><\/ul>\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50653b5 elementor-view-stacked elementor-position-inline-start elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"50653b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-star\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSetting up insurance policies\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe recommend the most advantageous insurance policies for your company, taking into account ..:<\/br><\/br><ul><li>retention levels;<\/li><li>insured limits;<\/li><li>sub-limitations;<\/li><li>territoriality;<\/li><li>the insurer's financial strength;<\/li><li>international articulation.<\/li><\/ul><\/br>We can also help you set up a captive insurance company\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-03c2edb e-con-full e-flex e-con e-child\" data-id=\"03c2edb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d678f70 e-con-full e-flex e-con e-child\" data-id=\"d678f70\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea95727 elementor-view-stacked elementor-position-inline-end elementor-tablet-position-inline-start elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"ea95727\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-star\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tInsurance policy wording\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tWe then advise you on how to improve the wording of your insurance policies: extensions and exclusions of coverage, purchase of exclusions, etc.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcf7b10 elementor-view-stacked elementor-position-inline-end elementor-tablet-position-inline-start elementor-shape-circle elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"bcf7b10\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-star\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tRisk indicators\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tFinally, based on our knowledge of your claims experience, we can help you define and deploy preventive and protective measures, as well as internal procedures such as quality management, business continuity plans and crisis management.<\/br><\/br>The recommendations made by our insurance experts are not binding. It's up to you <b>to decide and prioritize<\/b>.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f7a2e5 e-con-full e-flex e-con e-child\" data-id=\"7f7a2e5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-0269758 e-con-full e-flex e-con e-child\" data-id=\"0269758\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0e3510e e-con-full e-flex e-con e-child\" data-id=\"0e3510e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa3f6de elementor-widget elementor-widget-heading\" data-id=\"fa3f6de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Recommendations<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8aced9 e-flex e-con-boxed e-con e-parent\" data-id=\"f8aced9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-504eadf e-con-full e-flex e-con e-child\" data-id=\"504eadf\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a42d740 elementor-widget elementor-widget-heading\" data-id=\"a42d740\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Phase 2: Implementation of recommendations<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f4005f elementor-widget elementor-widget-text-editor\" data-id=\"0f4005f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We offer 3 types of support:<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e2859e9 e-con-full e-flex e-con e-child\" data-id=\"e2859e9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-42216d5 e-con-full e-flex e-con e-child\" data-id=\"42216d5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-714e57a elementor-widget elementor-widget-text-editor\" data-id=\"714e57a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Over-the-counter negotiation with your broker or tenant insurer.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7fe9889 e-con-full e-flex e-con e-child\" data-id=\"7fe9889\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-946f6b3 elementor-widget elementor-widget-text-editor\" data-id=\"946f6b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Requesting insurance quotes from your broker<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-62e6311 e-con-full e-flex e-con e-child\" data-id=\"62e6311\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3893ad9 elementor-widget elementor-widget-text-editor\" data-id=\"3893ad9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Comprehensive consultation with brokers and insurers.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c01e013 elementor-widget elementor-widget-heading\" data-id=\"c01e013\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Our expertise at the service of your P&amp;C insurance strategy<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71bd1b1 elementor-widget elementor-widget-text-editor\" data-id=\"71bd1b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Cristal Decisions&#8217; comprehensive support is designed to provide your company with effective protection, while enhancing the quality of your insurance management. To this end, we help you to :<\/p>\n<ul>\n<li>Assess and quantify your risks by analyzing and reprocessing your claims experience;<\/li>\n<li>create insurance specifications;<\/li>\n<li>Develop an objective vision of the market players who can meet your needs: brokers and insurers alike;<\/li>\n<li>Steering negotiations;<\/li>\n<li>Perform financial analysis of available offers;<\/li>\n<li>Evaluate the quality and relevance of each broker&#8217;s service offering;<\/li>\n<li>Monitor the implementation of warranties until they take effect, and ensure that they comply with specifications;<\/li>\n<li>Follow up with your team on a regular basis to ensure their complete satisfaction.<\/li>\n<\/ul>\n<p>In addition to their training at the Associate in Risk Management (AMRAE modules), our consultants come from the insurance industry. We have no agreements or partnerships with brokers or insurers on the market, a <strong>guarantee of our total independence<\/strong> and objectivity.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-03d3e19 e-flex e-con-boxed e-con e-parent\" data-id=\"03d3e19\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8f4e486 e-con-full e-flex e-con e-child\" data-id=\"8f4e486\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e82168c elementor-widget elementor-widget-heading\" data-id=\"e82168c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Find out more about our contribution to the Conseil National des Achats (National Purchasing Council)<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a64a61 elementor-widget elementor-widget-text-editor\" data-id=\"6a64a61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>As part of our MeoGroup &#8211; CNA partnership, we organized a webinar alongside the Parts Holding Europe group. Our expert M\u00e9lodie ALVARO and Antoine de NOYER (deputy CFO) shared their vision of the challenges facing the property &#038; casualty insurance market, and gave their testimonials on the project they have been working on together.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4424538 e-con-full e-flex e-con e-child\" data-id=\"4424538\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ba3a86 uael-aspect-ratio-16_9 uael-youtube-subscribe-no elementor-widget elementor-widget-uael-video\" data-id=\"1ba3a86\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"uael-video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"uael-video__outer-wrap  uael-video-type-youtube\" data-device=\"false\" data-vsticky=\"no\" data-hidedesktop=\"\" data-hidetablet=\"\" data-hidemobile=\"\" data-vsticky-viewport=\"0\" data-autoplay=\"0\">\n\t\t\t\t\t\t<div class=\"uael-video-inner-wrap\">\n\t\t\t\t<div class=\"uael-video__play\" data-src=\"https:\/\/www.youtube.com\/embed\/tPMiESeu7R0?rel=0&amp;start&amp;end&amp;controls=1&amp;mute=0&amp;modestbranding=0&amp;\">\n\t\t\t\t\t<img decoding=\"async\" class=\"uael-video__thumb\" src=\"https:\/\/i.ytimg.com\/vi\/tPMiESeu7R0\/hqdefault.jpg\" alt=\"\"><\/img>\n\t\t\t\t\t<div class=\"uael-video__play-icon uael-animation-\">\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fa fa-play-circle\"><\/i>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-296cd1d e-flex e-con-boxed e-con e-parent\" data-id=\"296cd1d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d2bcb84 e-con-full e-flex e-con e-child\" data-id=\"d2bcb84\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-354c199 elementor-widget elementor-widget-heading\" data-id=\"354c199\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What our customers say about us<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-83ac17a e-flex e-con-boxed e-con e-parent\" data-id=\"83ac17a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6e2c611 e-con-full e-flex e-con e-child\" data-id=\"6e2c611\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-807d34d e-con-full e-flex e-con e-child\" data-id=\"807d34d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b5f9bcb e-con-full e-flex e-con e-child\" data-id=\"b5f9bcb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee448de elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"ee448de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon elementor-animation-grow\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-quote-left\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74295c6 elementor-widget elementor-widget-testimonial\" data-id=\"74295c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"testimonial.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial-wrapper\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial-content\"><p>The availability, responsiveness and perfect knowledge of the insurance market of the people involved were a precious help in the success of this ambitious project.<\/p>\n<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-testimonial-meta\">\n\t\t\t\t<div class=\"elementor-testimonial-meta-inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial-details\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial-name\">Julia Godard<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial-job\">Legal Manager at Eminence<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e68902 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"8e68902\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon elementor-animation-grow\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-quote-right\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3de7618 e-con-full e-flex e-con e-child\" data-id=\"3de7618\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-451f83e elementor-widget elementor-widget-image\" data-id=\"451f83e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"667\" height=\"1000\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2023\/06\/assurance-iard-avis-clients.jpg\" class=\"attachment-large size-large wp-image-7025\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2023\/06\/assurance-iard-avis-clients.jpg 667w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2023\/06\/assurance-iard-avis-clients-200x300.jpg 200w\" sizes=\"(max-width: 667px) 100vw, 667px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b1d754 e-con-full e-flex e-con e-parent\" data-id=\"3b1d754\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-a50b34d e-con-full e-flex e-con e-child\" data-id=\"a50b34d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-146a4d1 elementor-widget elementor-widget-image\" data-id=\"146a4d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"448\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/We-are-cristal-decisions-scaled-e1666711428588.jpg\" class=\"attachment-full size-full wp-image-6903\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/We-are-cristal-decisions-scaled-e1666711428588.jpg 2560w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/We-are-cristal-decisions-scaled-e1666711428588-300x53.jpg 300w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/We-are-cristal-decisions-scaled-e1666711428588-1024x179.jpg 1024w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/We-are-cristal-decisions-scaled-e1666711428588-768x134.jpg 768w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/We-are-cristal-decisions-scaled-e1666711428588-1536x269.jpg 1536w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/We-are-cristal-decisions-scaled-e1666711428588-2048x358.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c7ac46 e-con-full e-flex e-con e-parent\" data-id=\"1c7ac46\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-aeca251 e-con-full e-flex e-con e-child\" data-id=\"aeca251\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-32bd510 e-flex e-con-boxed e-con e-child\" data-id=\"32bd510\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79fd31c elementor-widget elementor-widget-heading\" data-id=\"79fd31c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Discover all our offers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-374c9cf elementor-widget elementor-widget-text-editor\" data-id=\"374c9cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>For all our areas of expertise, we map the services in place, identify your needs and support you in implementing all the levers proposed by our teams and validated by you.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-44e6121 offres-cadres e-flex e-con-boxed e-con e-child\" data-id=\"44e6121\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-23e7fea e-con-full e-flex e-con e-child\" data-id=\"23e7fea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a1cbe1 elementor-flip-box--effect-fade elementor-widget elementor-widget-global elementor-global-7589 elementor-global-3000 elementor-widget-flip-box\" data-id=\"6a1cbe1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__image\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Assurance-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-230\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Assurance-150x150.png 150w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Assurance-300x300.png 300w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Assurance.png 373w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tLife and healthcare insurance\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<a class=\"elementor-flip-box__layer elementor-flip-box__back\" href=\"https:\/\/cristal-decisions.com\/en\/personal-insurance\/\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tLife and healthcare insurance covers individuals against bodily injury, disability, illness and death.\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-flip-box__button elementor-button elementor-size-xs\">\n\t\t\t\t\t\t\tFind out more\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6313cc5 e-con-full e-flex e-con e-child\" data-id=\"6313cc5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21b7f25 elementor-flip-box--effect-fade elementor-widget elementor-widget-global elementor-global-7460 elementor-global-3875 elementor-widget-flip-box\" data-id=\"21b7f25\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__image\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Classe-energetique-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-244\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Classe-energetique-150x150.png 150w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Classe-energetique-300x300.png 300w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Classe-energetique.png 373w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tEnergy efficiency\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<a class=\"elementor-flip-box__layer elementor-flip-box__back\" href=\"https:\/\/cristal-decisions.com\/en\/energy-efficiency-financing\/\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tOur consultants help you finance your energy efficiency projects by supporting you in obtaining Energy Savings Certificates (ESC), or by identifying and structuring applications for public subsidies (such as ADEME aids).\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-flip-box__button elementor-button elementor-size-xs\">\n\t\t\t\t\t\t\tFind out more\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5443da2 e-con-full e-flex e-con e-child\" data-id=\"5443da2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-13688cc elementor-flip-box--effect-fade elementor-widget elementor-widget-global elementor-global-7472 elementor-global-3006 elementor-widget-flip-box\" data-id=\"13688cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__image\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Energie-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-241\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Energie-150x150.png 150w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Energie-300x300.png 300w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Energie.png 373w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tEnergy\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<a class=\"elementor-flip-box__layer elementor-flip-box__back\" href=\"https:\/\/cristal-decisions.com\/en\/energy\/\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tOur consulting services aim to sustainably manage your energy budget across three areas: purchasing strategy and market monitoring (benchmarking, including green energy), optimizations (supply, taxation, and distribution), and management of billing errors.\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-flip-box__button elementor-button elementor-size-xs\">\n\t\t\t\t\t\t\tFind out more\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-973fa3a e-con-full e-flex e-con e-child\" data-id=\"973fa3a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2548c94 elementor-flip-box--effect-fade elementor-widget elementor-widget-global elementor-global-7470 elementor-global-3009 elementor-widget-flip-box\" data-id=\"2548c94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__image\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Facility-Management-1-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-1537\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Facility-Management-1-150x150.png 150w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Facility-Management-1-300x300.png 300w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Facility-Management-1.png 373w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tFacility Management\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<a class=\"elementor-flip-box__layer elementor-flip-box__back\" href=\"https:\/\/cristal-decisions.com\/en\/facility-management\/\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tWe handle the identification of your company\u2019s needs, define the expected service levels, and set market optimization objectives through the alignment of technical, economic, and quality levers.\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-flip-box__button elementor-button elementor-size-xs\">\n\t\t\t\t\t\t\tFind out more\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ade92c3 e-con-full e-flex e-con e-child\" data-id=\"ade92c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa6abee elementor-flip-box--effect-fade elementor-widget elementor-widget-global elementor-global-7468 elementor-global-3012 elementor-widget-flip-box\" data-id=\"fa6abee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__image\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/immobilier-1-1-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-1538\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/immobilier-1-1-150x150.png 150w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/immobilier-1-1-300x300.png 300w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/immobilier-1-1.png 373w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tReal Estate\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<a class=\"elementor-flip-box__layer elementor-flip-box__back\" href=\"https:\/\/cristal-decisions.com\/en\/real-estate\/\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tOur services foster the optimization of your operational real estate by analyzing and controlling your costs, defining your property strategy, and deploying concrete actions.\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-flip-box__button elementor-button elementor-size-xs\">\n\t\t\t\t\t\t\tFind out more\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-90c4278 e-con-full e-flex e-con e-child\" data-id=\"90c4278\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b597efb elementor-flip-box--effect-fade elementor-widget elementor-widget-global elementor-global-7466 elementor-global-3015 elementor-widget-flip-box\" data-id=\"b597efb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__image\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Packaging-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-232\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Packaging-150x150.png 150w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Packaging-300x300.png 300w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Packaging.png 373w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tMarketing &amp; Packaging\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<a class=\"elementor-flip-box__layer elementor-flip-box__back\" href=\"https:\/\/cristal-decisions.com\/en\/marketing-packaging\/\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tWe provide technical, financial, and organizational solutions to secure, after a cost audit, competitive market prices while ensuring the quality of each service your company engages in.\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-flip-box__button elementor-button elementor-size-xs\">\n\t\t\t\t\t\t\tFind out more\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c9ad75 e-con-full e-flex e-con e-child\" data-id=\"8c9ad75\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-426a62f elementor-flip-box--effect-fade elementor-widget elementor-widget-global elementor-global-7464 elementor-global-3018 elementor-widget-flip-box\" data-id=\"426a62f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__image\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Flotte-automobile-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-246\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Flotte-automobile-150x150.png 150w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Flotte-automobile-300x300.png 300w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Flotte-automobile.png 373w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tMobility\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<a class=\"elementor-flip-box__layer elementor-flip-box__back\" href=\"https:\/\/cristal-decisions.com\/en\/mobility\/\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tOptimizing your vehicle fleet is essential to address your company\u2019s financial challenges and CSR policies. We consider your economic, environmental, and social constraints to provide tailored solutions.\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-flip-box__button elementor-button elementor-size-xs\">\n\t\t\t\t\t\t\tFind out more\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9e1866a e-con-full e-flex e-con e-child\" data-id=\"9e1866a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce50462 elementor-flip-box--effect-fade elementor-widget elementor-widget-global elementor-global-7189 elementor-global-3021 elementor-widget-flip-box\" data-id=\"ce50462\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__image\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Performance-achats-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-image-248\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Performance-achats-150x150.png 150w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Performance-achats-300x300.png 300w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/10\/Performance-achats.png 373w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tProcurement Performance\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tWe transform and optimise all categories of procurement within your company by considering how to improve the organisation of the supply chain and enhance purchasing processes.\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-be44aa5 e-con-full e-flex e-con e-parent\" data-id=\"be44aa5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-38ce2d5 e-con-full e-flex e-con e-child\" data-id=\"38ce2d5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9fca3e3 elementor-widget elementor-widget-heading\" data-id=\"9fca3e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Our locations<\/h3>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fe704cb e-flex e-con-boxed e-con e-child\" data-id=\"fe704cb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c48c254 e-con-full e-flex e-con e-child\" data-id=\"c48c254\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6babf6a elementor-widget elementor-widget-image\" data-id=\"6babf6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"593\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Paris-Cristal-ob.png\" class=\"attachment-large size-large wp-image-6946\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Paris-Cristal-ob.png 1024w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Paris-Cristal-ob-300x222.png 300w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Paris-Cristal-ob-768x569.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-565d47f elementor-widget elementor-widget-heading\" data-id=\"565d47f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Paris<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8dc3696 e-con-full e-flex e-con e-child\" data-id=\"8dc3696\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8de534a elementor-widget elementor-widget-image\" data-id=\"8de534a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"593\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Lille-Cristal-ob.png\" class=\"attachment-large size-large wp-image-6932\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Lille-Cristal-ob.png 1024w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Lille-Cristal-ob-300x222.png 300w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Lille-Cristal-ob-768x569.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-abb2755 elementor-widget elementor-widget-heading\" data-id=\"abb2755\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Lille<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e1ee3d8 e-con-full e-flex e-con e-child\" data-id=\"e1ee3d8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5859de2 elementor-widget elementor-widget-image\" data-id=\"5859de2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"593\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Lyon-Cristal-ob.png\" class=\"attachment-large size-large wp-image-6933\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Lyon-Cristal-ob.png 1024w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Lyon-Cristal-ob-300x222.png 300w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Lyon-Cristal-ob-768x569.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-715a019 elementor-widget elementor-widget-heading\" data-id=\"715a019\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Lyon<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-26f5cc1 e-con-full e-flex e-con e-child\" data-id=\"26f5cc1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-513ab20 elementor-widget elementor-widget-image\" data-id=\"513ab20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"593\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Aix-Cristal-ob.png\" class=\"attachment-large size-large wp-image-6947\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Aix-Cristal-ob.png 1024w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Aix-Cristal-ob-300x222.png 300w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Aix-Cristal-ob-768x569.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37b9b88 elementor-widget elementor-widget-heading\" data-id=\"37b9b88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Aix<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a6a6d78 e-con-full e-flex e-con e-child\" data-id=\"a6a6d78\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79c107d elementor-widget elementor-widget-image\" data-id=\"79c107d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"593\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Rennes-Cristal-ob.png\" class=\"attachment-large size-large wp-image-6949\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Rennes-Cristal-ob.png 1024w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Rennes-Cristal-ob-300x222.png 300w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2022\/11\/Rennes-Cristal-ob-768x569.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc3b2e2 elementor-widget elementor-widget-heading\" data-id=\"cc3b2e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Rennes<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3baee91 e-con-full e-flex e-con e-child\" data-id=\"3baee91\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-224a95a elementor-widget elementor-widget-image\" data-id=\"224a95a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"593\" src=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2025\/04\/Bruxelles-Cristal-ob.png\" class=\"attachment-large size-large wp-image-7108\" alt=\"\" srcset=\"https:\/\/cristal-decisions.com\/wp-content\/uploads\/2025\/04\/Bruxelles-Cristal-ob.png 1024w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2025\/04\/Bruxelles-Cristal-ob-300x222.png 300w, https:\/\/cristal-decisions.com\/wp-content\/uploads\/2025\/04\/Bruxelles-Cristal-ob-768x569.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a3d82e elementor-widget elementor-widget-heading\" data-id=\"6a3d82e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Brussels<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Property and casualty insurance Fire, Accident, Miscellaneous Risks Property and casualty insurance covers risks relating to corporate property and liabilities. This type of insurance covers everything that is not directly linked to the social protection of individuals, including property damage, business interruption, corporate and executive civil liability, vehicle fleet risks, cyber-security, fraud and more. At [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":6968,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Property & Casualty Insurance Consulting \u2013 Cristal Decisions","_seopress_titles_desc":"Reduce your costs on P&C insurance with Cristal Decisions: car, fleet, multi-risk, professional liability, cyber.","_seopress_robots_index":"","footnotes":""},"class_list":["post-7243","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/cristal-decisions.com\/en\/wp-json\/wp\/v2\/pages\/7243","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cristal-decisions.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cristal-decisions.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cristal-decisions.com\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/cristal-decisions.com\/en\/wp-json\/wp\/v2\/comments?post=7243"}],"version-history":[{"count":0,"href":"https:\/\/cristal-decisions.com\/en\/wp-json\/wp\/v2\/pages\/7243\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cristal-decisions.com\/en\/wp-json\/wp\/v2\/media\/6968"}],"wp:attachment":[{"href":"https:\/\/cristal-decisions.com\/en\/wp-json\/wp\/v2\/media?parent=7243"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}